How to Handle a Bounced Client Payment (NSF Check or Card Chargeback) That Hits Your Trust Account in 2026: The Step-by-Step Recovery Workflow for Law Firms

An NSF check or reversed card payment can turn a routine banking hiccup into an IOLTA commingling event and a bar reporting trigger. This 8-step 2026 workflow shows law firms how to freeze, reverse, cure, and document a bounced trust payment without creating a trust violation.