Your Malpractice and Cyber Carriers Are Now Underwriting Your Tech Stack — And Most Law Firms Cannot Answer the Questionnaire

Renewal questionnaires that once asked about practice areas and claims history now ask about MFA, trust account controls, AI usage policies, vendor security, and incident response. Firms treating these as paperwork are leaving premium credits and, increasingly, coverage on the table. Here is what carriers are asking in 2026, why, and how to be able to answer honestly.