The 14-Day and 45-Day Trust Clock: How to Survive a Client Trust Account Compliance Review in 2026

California's CTAPP compliance reviews are live, Rule 1.15 now imposes a 14-day client-notification window and a 45-day distribution presumption, and financial institutions must collect your bar license number. Here's a practical, step-by-step playbook to keep your trust account audit-ready — wherever you practice.