How to Choose and Document a Trust Account Bank in 2026: The 11-Step IOLTA Banking Checklist Most Firms Skip Until the Bar Asks

Most trust account violations do not start with a bad transfer. They start with a bank relationship nobody documented. This step-by-step guide covers approved-institution status, overdraft notification agreements, bar-number registration, signature authority, service-charge rules, and the paper trail your state bar expects you to produce on demand.